What Does It Really Cost to Live on the Costa del Sol?
The Costa del Sol is one of Europe's most popular destinations for expats, and for good reason. Sun, sea, great food, and a cost of living that is significantly lower than the UK, the Netherlands, or Scandinavia. But what does daily life actually cost? Here is a practical breakdown based on 2026 prices.
Housing Costs
Rent is your biggest monthly expense. A two-bedroom apartment in Fuengirola or Torremolinos runs between EUR 900 and EUR 1,300 per month. In Marbella or Puerto Banus, expect EUR 1,500 to EUR 2,500. If you move slightly inland to towns like Alhaurin el Grande or Coin, you can find apartments from EUR 650.
Buying is often more economical long-term. A two-bedroom apartment on the coast typically costs EUR 180,000 to EUR 350,000. Use our free calculator to estimate your total costs, including taxes, notary fees, and registration.
Groceries and Dining
Groceries are 20-30% cheaper than in northern Europe. A weekly shop at Mercadona or Lidl for two people costs around EUR 60 to EUR 80. Fresh fruit, vegetables, olive oil, and seafood are excellent value. A loaf of bread costs EUR 0.80. A dozen eggs run about EUR 2.00.
Eating out is very affordable. A menu del dia (three-course lunch with drink) costs EUR 10 to EUR 14 at most local restaurants. A coffee is EUR 1.20 to EUR 1.80. A beer at a chiringuito (beach bar) is EUR 2.50 to EUR 3.50.
Utilities and Bills
Monthly utility costs for a two-bedroom apartment:
- Electricity: EUR 80 to EUR 130 (higher in summer with air conditioning)
- Water: EUR 25 to EUR 40
- Gas (bottled butane): EUR 18 per bottle, lasting 4-6 weeks
- Internet and mobile: EUR 40 to EUR 60 for a combined package
- Community fees (if applicable): EUR 50 to EUR 150
Transport
A car is useful but not essential if you live in a larger town. Petrol costs around EUR 1.55 per litre. Annual car insurance runs EUR 300 to EUR 600. The Cercanias commuter train from Fuengirola to Malaga costs EUR 3.55 one way. Many expats get by with a combination of walking, buses, and occasional taxis.
Healthcare
If you are registered as a resident and paying into the Spanish social security system, public healthcare is free. Private health insurance costs EUR 60 to EUR 150 per month depending on age and coverage. Most expats carry private insurance for faster access and English-speaking doctors.
Monthly Budget Summary
A comfortable monthly budget for a couple on the Costa del Sol:
- Modest lifestyle: EUR 1,800 to EUR 2,200
- Comfortable lifestyle: EUR 2,500 to EUR 3,500
- Luxury lifestyle: EUR 4,500+
These figures assume you own your home outright. Add rent or mortgage payments on top. Compared to cities like Amsterdam, London, or Copenhagen, the Costa del Sol offers 30-40% savings on overall living costs while delivering over 300 days of sunshine per year.